Make Sure You Have the Right Car Insurance for the New Year With a New Year starting, it’s a perfect time to review your Car Insurance Policy and make sure that you have the right coverage to protect yourself and your family if you happen to cause or be injured in a car accident. Even…

HOW AN UMBRELLA POLICY COULD HAVE SAVED $150,000   As a Personal Injury lawyer, it’s my job to try to recover fair compensation for injured victims of accidents. Over the years I have found that many people (and even some businesses) are underinsured, meaning that they do not have enough insurance to cover the Damages…

On September 19, 2020, Pennsylvania Car Accident Lawyer Tim Rayne was a special guest on the Lawyer2Lawyer Network Radio Show on 1210 am Radio in Philadelphia along with his friend and colleague JB Disheimer from Stampone Law talking about “A Lawyer’s Guide to Purchasing Car Insurance”. The following is a link to a Podcast of…

Arguably the most important insurance you could ever buy (other than life insurance) is Uninsured/Underinsured coverage on your Pennsylvania Car Insurance. You may not even know what Uninsured/Underinsured  coverage is let alone know if you have it on your car insurance, so you should keep reading to learn and, after you read this, immediately check your…

Why is Limited Tort So Bad? When you buy car insurance in Pennsylvania, you must choose whether you want to have Full Tort or Limited Tort. Limited Tort is cheaper coverage compared to Full Tort, but, in exchange for reduced premiums, you give up important legal rights to be compensated if you are injured in…

In a groundbreaking decision benefiting motorcycle riders, the Pennsylvania Supreme Court invalidated a car insurance policy Household Vehicle Exclusion helping an injured motorcycle accident victim get the Underinsurance Coverage that he paid for. What is Uninsured/Underinsured Coverage and Why is it Important? In Pennsylvania, you can buy optional coverage on Car or Motorcycle insurance policies…

You may not know it, but the choices that you make when you buy car insurance govern many of your legal rights and your access to compensation for injuries or damages after a car accident. As a 20-year Personal Injury lawyer, I’ve seen clients make many mistakes in their car insurance choices. So, here is…

Recently, Tim Rayne gave a talk for the Southern Chester County Chamber of Commerce titled A Lawyer’s Guide to Purchasing Car Insurance.  Check out this video: Tim Rayne is a Car Accident and Personal Injury Lawyer with the Pennsylvania law firm MacElree Harvey.  For over 20 years, Tim has been helping injured accident victims receive fair…

On November 26, 2016, the Pennsylvania Superior Court decided an important case, Del Peilago v. Orwig, finding that two Spanish speaking car accident victims may have been tricked into signing a Release giving up their injury claims for minimal compensation because of the unfair tactics of a predatory car insurance adjuster. What Happened in the Car…

What is Health Insurance Subrogation? If you are injured in an accident in Pennsylvania and health insurance paid for some of your medical bills, then you might have an obligation to re-pay your health insurance company out of any lawsuit settlement or verdict.  It’s called Subrogation – the right of any insurance company to force…

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