Are Pennsylvania Uninsured/Underinsured Benefits Paid on a No-Fault Basis? No, although Uninsured/Underinsured Benefits are coverage that you choose and pay for on your own Pennsylvania Car Insurance Policy, those benefits are not paid on a No-Fault basis.  Instead, in order to recover Uninsured or Underinsured Benefits you need to be able to prove that someone…

Limited Tort Exception – Out-of-State Registered Vehicle When you buy car insurance in Pennsylvania you have to select Full Tort or Limited Tort. Full Tort is more expensive coverage, but protects your full legal rights to compensation if you are injured in a car accident caused by someone else.  You can recover Economic Damages, like…

When you purchase Car Insurance in Pennsylvania one of the decisions you need to make is How Much Liability Coverage Do You Want? What is Liability Coverage? Liability Coverage is coverage that you buy in order to protect you if you or if someone you allow to drive your car makes a mistake while driving…

Should You Choose Full Tort or Limited Tort on Your Pennsylvania Car Insurance? One of the most important choices you make when you buy a car insurance in Pennsylvania is whether you choose Full Tort or Limited Tort. Full Tort costs more money in premiums, but protects your full legal rights to compensation after a…

Make Sure You Have Lost Income Benefits on Your Pennsylvania Car Insurance Lost Income Benefits are optional for Pennsylvania Car Insurance and, in my experience as a Pennsylvania Car Accident Lawyer, a majority of people don’t purchase Lost Income Coverage. Premiums for Lost Income Coverage are relatively inexpensive and there are many coverage options to…

Purchase Increased Medical Coverage on Your Pennsylvania Car Insurance If you live in Pennsylvania, you should consider purchasing Increased Medical Benefits on your Pennsylvania Car Insurance. If you are injured in a vehicle-related accident, your own Car Insurance will pay your Medical Bills up to the amount of your coverage.  So, if you are hurt…

In an important decision protecting the rights of car accident victims to receive full and fair compensation, the Pennsylvania Superior Court struck down a “Regular Use” exclusion that Erie Insurance was relying on to deny Underinsurance Benefits in the case of Rush v. Erie Insurance Exchange. Underinsured Benefits are coverage that you pay premiums for…

One of the most common questions people have after being injured in a Pennsylvania Car Accident is naturally: Who Will Pay My Medical Bills? Most people think that the person who caused the accident is responsible, so his/her car insurance should pay.  That makes sense, but is usually wrong. Pennsylvania No Fault System Pennsylvania works…

Who Pays Your Lost Income if You are Injured in a Pennsylvania Car Accident? Who pays your Lost Income after a Pennsylvania Car Accident depends on who is at fault for the accident and what type of car insurance you purchased. Pennsylvania No Fault Lost Wage Coverage Paid By Your Own Car Insurance Pennsylvania does…

Who Pays for What if You are Injured on Someone’s Property? If you are injured on someone’s property, it’s important to notify the property owner immediately and ask for insurance contact information because you may be entitled to be reimbursed for medical bills and are sometimes eligible for other compensation. Whether you are entitled to…

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