The Benefit of Worker’s Compensation Insurance Worker’s Compensation can be a great benefit to a worker who is injured while performing his or her job. In Pennsylvania, regardless of who was at fault for causing the injury, if you were injured while working, your employer is required to have Worker’s Compensation insurance to cover you….

The Importance of Uninsured/Underinsured Car Insurance After a Bicycle Accident If you or a family member is injured in a bicycle accident, then why would it matter what coverage you have on your car insurance? It may seem like there is a disconnect but, believe it or not, the coverage that you have on your…

Pennsylvania Car Accident Lawyer Tim Rayne gives advice on purchasing the right car insurance to protect your family.  One of the critical choices is Uninsured/Underinsured Coverage which can provide compensation to make up for Medical Bills, Lost Income, Pain and Suffering and Disability in the event that you or a family member who lives with…

Make Sure You Have the Right Car Insurance for the New Year With a New Year starting, it’s a perfect time to review your Car Insurance Policy and make sure that you have the right coverage to protect yourself and your family if you happen to cause or be injured in a car accident. Even…

HOW AN UMBRELLA POLICY COULD HAVE SAVED $150,000   As a Personal Injury lawyer, it’s my job to try to recover fair compensation for injured victims of accidents. Over the years I have found that many people (and even some businesses) are underinsured, meaning that they do not have enough insurance to cover the Damages…

On September 19, 2020, Pennsylvania Car Accident Lawyer Tim Rayne was a special guest on the Lawyer2Lawyer Network Radio Show on 1210 am Radio in Philadelphia along with his friend and colleague JB Disheimer from Stampone Law talking about “A Lawyer’s Guide to Purchasing Car Insurance”. The following is a link to a Podcast of…

Arguably the most important insurance you could ever buy (other than life insurance) is Uninsured/Underinsured coverage on your Pennsylvania Car Insurance. You may not even know what Uninsured/Underinsured  coverage is let alone know if you have it on your car insurance, so you should keep reading to learn and, after you read this, immediately check your…

Why is Limited Tort So Bad? When you buy car insurance in Pennsylvania, you must choose whether you want to have Full Tort or Limited Tort. Limited Tort is cheaper coverage compared to Full Tort, but, in exchange for reduced premiums, you give up important legal rights to be compensated if you are injured in…

In a groundbreaking decision benefiting motorcycle riders, the Pennsylvania Supreme Court invalidated a car insurance policy Household Vehicle Exclusion helping an injured motorcycle accident victim get the Underinsurance Coverage that he paid for. What is Uninsured/Underinsured Coverage and Why is it Important? In Pennsylvania, you can buy optional coverage on Car or Motorcycle insurance policies…

You may not know it, but the choices that you make when you buy car insurance govern many of your legal rights and your access to compensation for injuries or damages after a car accident. As a 20-year Personal Injury lawyer, I’ve seen clients make many mistakes in their car insurance choices. So, here is…

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