Purchase Increased Medical Coverage on Your Pennsylvania Car Insurance

If you live in Pennsylvania, you should consider purchasing Increased Medical Benefits on your Pennsylvania Car Insurance.

If you are injured in a vehicle-related accident, your own Car Insurance will pay your Medical Bills up to the amount of your coverage.  So, if you are hurt as a car driver, passenger, bus rider, pedestrian hit by a car, or even bicycle rider hit by a car, your own Car Insurance will pay your Medical Bills up to the amount of your coverage.

The Pennsylvania State Minimum for Medical Benefits (and by far the most common amount purchased) is only $5,000.

Pennsylvania works on a No-Fault System for payment of Medical Bills after a vehicle-related accident, so regardless of whether you caused the accident or someone else caused it, your own Car Insurance will pay your Medical Bills.

The best part of Car Insurance Medical Coverage is that there is no such thing as a Deductible or Co-pay.  Your Car Insurance gets steep discounts for Medical Bills and whatever it pays has to be accepted by the medical provider as full payment.  So, unlike Health Insurance where you might have a High Deductible to exhaust before insurance even starts to pay, or you might have to pay a significant Co-pay for every visit, Car Insurance pays from dollar one and you have no Co-pays.

Most people have $5,000 of coverage, the State Minimum, but it’s very inexpensive to increase the amount to $10,000, $25,000, $100,000 or even more.

If you sustain a Serious Injury, having high Medical Limits is a great benefit.

So, please look at your Car Insurance Policy and price increased Medical Benefits with your Insurance Agent.

Tim Rayne is a Pennsylvania Car Accident and Personal Injury Lawyer with MacElree Harvey, Ltd.  For over 25 years, Tim has been helping accident victims understand their legal rights and receive fair compensation from insurance companies.  Tim Rayne has law offices in Kennett Square and West Chester, Pennsylvania.  Tim also meets with clients at their homes or virtually via FaceTime or Zoom.  Contact Tim to schedule a Free Consultation 610-840-0124 or trayne@macelree.com or check out his website at www.TimRayneLaw.com.

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