Arguably the most important insurance you could ever buy (other than life insurance) is Uninsured/Underinsured coverage on your Pennsylvania Car Insurance. You may not even know what Uninsured/Underinsured  coverage is let alone know if you have it on your car insurance, so you should keep reading to learn and, after you read this, immediately check your…

Unlisted Resident Driver Exclusion Can Preclude Car Insurance Coverage You and your boyfriend live together and one day he asks you to take his car and drive to the supermarket to get some groceries.  You get the distracted while driving, run a red light and cause an accident that injures someone. Are you covered by…

On May 6, 2020, Pennsylvania Governor Tom Wolf signed an Executive Order granting broad civil immunity from malpractice lawsuits arising out of care provided to Covid-19 patients. The immunity covers individual healthcare workers including doctors, nurses, hospital technicians, nursing home employees and other healthcare workers who have been involved in providing treatment to COVID-19 victims….

Although Intentional Acts, like murder or assault, or Strict Liability, like a Products Liability claims against makers and sellers of Products, can be the basis for Legal Liability when someone suffers a Personal Injury, the most common basis for a Personal Injury claim in Pennsylvania is Negligence. Negligence, at its core, is carelessness that results…

Do you have a legal claim for compensation in Pennsylvania if you contract COVID-19 at Work? With the current COVID-19 pandemic (commonly referred to as the Corona Virus) in full swing in Pennsylvania, I have had a lot of people ask me what benefits or legal claims might be available if an employee contracts COVID-19…

In this video, Pennsylvania Personal Injury Lawyer Tim Rayne talks about The McDonald’s Hot Coffee Case which is seen as the perfect example of a “frivolous lawsuit” where someone sues for no good reason and gets overpaid by a crazy Jury.  In reality, the McDonald’s Hot Coffee Case was far from frivolous.  In fact it…

Protecting Your Family From The Dangers of Distracted Driving Each year thousands of people die and are needlessly injured because of Distracted Driving. Not just limited to texting while driving, Distracted Driving is any activity that could divert a driver’s attention from the road including texting; talking on a hand-held cell phone, Bluetooth or hands-free…

COVID-19 and  Pennsylvania Governor Wolf’s Shut Down Order have changed the way businesses are operating, including the Personal Injury Law Practice of Tim Rayne, TimRayneLaw.com.  Tim is working remotely on his current cases and is communicating with clients via email and phone.  Tim continues to aggressively pursue his clients injury cases including Car Accidents, Slip…

How do I settle my own Pennsylvania Car Accident case without hiring a lawyer?  That may seem like a silly question to ask a Pennsylvania Car Accident Lawyer who would surely tell you that it would be foolish to try to settle your case yourself and without professional legal representation.  But, even though I am…

The only silver lining to being injured in a Pennsylvania car accident involving an Uber or Lyft driver is that both companies require their drivers to carry large car insurance Liability and Uninsured/Underinsured policies.  This means that your chances of being fairly compensated for your injuries and damages in a Pennsylvania car accident is greatly…

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