If you have been injured in a car accident in Pennsylvania that was caused by the other driver’s negligence, it’s almost certain that the car insurance adjuster for the other driver will call you.  Why is the insurance adjuster calling after a Pennsylvania car accident?  Because the car insurance company knows they are legally obligated to make up for the injuries and damages caused by their driver.  The insurance company adjuster will telephone, write you letters and might even show up at your home because the insurance company wants to close your injury claim and do so for as little money as possible.

A few quesstions arise:  Do you have to talk to the adjuster?  Should you talk to the adjuster?  What should you do?

Do You Have to Talk to the Insurance Adjuster after a Pennsylvania Car Accident?

The answer is No, you have no obligation to talk to the insurance adjuster for the other driver after a car collision in Pennsylvania.  You do have to talk to the adjuster for your insurance company,  but not the other insurance company.

Should you Talk to the Insurance Adjuster?

Again, the answer is No, you should not talk to the insurance adjuster for the other insurance company after a Pennsylvania car accident.

A car accident case can be compared to a criminal situation.  If you are arrested for a crime or questioned by police, you have no obligation to talk to them AND you should not without getting the advice of a lawyer.  The police want to convict someone of the crime.  They are not primarily concerned with your legal rights.

It’s the same after a car accident.  Anything the insurance company does they do to protect their driver, not you.  In fact, the job of the adjuster is to get the claim closed as quickly and inexpensively as possible.  The adjuster wants to take your statement to see if there is any way to blame the collision on you or to minimize your injuries and damages or argue that they were caused by something other than the car accident.  Because of this, it is not wise to talk to the car insurance adjuster after a Pennsylvania car accident.

What Should You Do After a Car Accident?

What you should do after a Pennsylvania car accident is hire an experienced car accident lawyer as soon as possible after a car accident in Pennsylvania.  A car accident lawyer will take over all communication with the insurance company and make sure that you are properly represented.  An experienced car accident lawyer will do everything possible to make sure that you are fully and fairly compensated for your injuries and losses, like medical bills, lost wages and compensation for pain and suffering.

Tim Rayne is a Pennsylvania Car Accident Lawyer who helps injured victims of Pennsylvania car accidents receive fair treatment from car insurance companies.  For over 20 years, Tim has been fighting with all of the major car insurance companies:  Allstate, State Farm, Nationwide, Progressive, GEICO, USAA, Travelers and many others.  For a Free Consultation after a Pennsylvania car accident,  contact Tim at 610 840 0124 or trayne@macelree.com.  Tim has offices in Kennett Square and West Chester Pennsylania.