”I don’t need a Personal Injury Lawyer because the Insurance Company will be Fair….”
I’ve heard that a lot in my 30 years as a Pennsylvania Personal Injury and Car Accident Lawyer and I try not to laugh but at least roll my eyes a little because it’s just not true most of the time.
Insurance Companies make money by charging Premiums. They lose money by paying claims. So, their financial interests are served by paying as little as possible on each claim, rather than paying fair value.
In my experience, the key to getting fair value is to have a skilled advocate tell your story and fight to get fair treatment. Personal injury cases are not about hitting the lottery and getting a windfall, they are about getting fairly compensated to make up for the injury.