If you’ve been injured in a Car Accident in Pennsylvania then you may have a Pennsylvania Uninsured/Underinsured Motorist Claim.
There are thousands of drivers in Pennsylvania who have no car insurance. Even more drivers have car insurance, but are covered by the Pennsylvania state minimum liability coverage providing compensation of only $15,000 per person and $30,000 per accident.
If you are injured in a car accident caused by an Uninsured driver, then you will not be able to receive compensation unless the driver has assets you can find and collect. However, luckily you can protect yourself by purchasing Uninsured Motorist Coverage, which is coverage on your own policy that will be paid if you are injured by an Uninsured driver.
Like Uninsured Coverage, Underinsured Coverage protects you if the driver who caused the accident has insurance, but not enough to compensate you for all of your injuries and damages. In an Underinsurance Claim, you receive compensation from your own insurance company above what the responsible driver can pay in order to make up for all of your injuries and damages.
In an Uninsured or Underinsured Motorist Claim in Pennsylvania, assuming that you have a Full Tort Policy, you can claim the following compensation:
*Medical Bills
*Lost Wages
*Out-of-Pocket Expenses
*Compensation for Pain and Suffering, Disability, Disfigurement and Embarrassment and Humiliation
Given that your claim for Uninsured or Underinsured Motorist Benefits is an adversarial proceeding since you are making a claim for compensation from your own insurance company, it’s important to consider having an Experienced Car Accident Attorney represent you in your Claim.
Tim Rayne is a Pennsylvania Car Accident and Personal Injury Attorney who regularly assists clients with Pennsylvania Uninsured and Underinsured Motorist Claims, fighting with Insurance Companies including Allstate, State Farm, Progressive, GEICO, USAA, Liberty Mutual, Nationwide and many others. Tim has extensive experience settling Uninsured and Underinsured claims as well as litigating them in Lawsuits, Mediations and Arbitrations.
Contact Tim Rayne for a Free Evaluation of your Uninsured or Underinsured Claim at 610 840 0124 or trayne@macelree.com.
